by Pickrightstay 
Purchasing a home warranty doesn’t have to be daunting, especially if you know how much it can help you in the long run. You may think that this type of purchase isn’t worth the money or that it’s not really needed, but here are five benefits of purchasing a home warranty that you may not be aware of.
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1) Protect your investment
Buying a home is one of life’s greatest financial achievements. But it also comes with lots of upfront costs and maintenance expenses. When an unexpected issue arises, having to pay for repairs can quickly deplete your savings. A home warranty helps protect your investment by providing coverage against some common issues (i.e., appliance malfunctions) that may arise during your ownership term. It offers peace-of-mind to homeowners throughout their years in their homes – whether they’re first-time or seasoned owners.
2) Peace of mind
By having a home warranty, you’ll be rest assured that your system is well-maintained and you have less to worry about in terms of sudden breakdowns. And when something does happen, whether it’s just routine maintenance or something more serious, repairs are made quickly so you can get back to enjoying your new home.
3) Ease concerns about expensive repairs
A home warranty helps give you peace of mind that costly repairs, like water heater replacement or HVAC servicing, will be covered in case of any problems. Repairs are inevitable, but they don’t have to wreck your budget. With home warranties on your side, you’ll be able to take care of even big-ticket items without breaking a sweat.
4) Avoid unexpected costs
When you own a home, repairs are inevitable. You may be able to use your homeowners insurance to help pay for some big fixes, but these policies don’t cover regular maintenance or replace major appliances. If your washing machine breaks down and needs to be replaced, or if you need to fix an air conditioning unit that has been damaged by an unexpected storm, then you will have to pay for those repairs out-of-pocket.
5) No monthly payments
One of our favorite parts about purchasing home warranties is that they aren’t monthly. We don’t want to be tied into a monthly payment plan when we buy things, so why would we want to do it with home warranties? When you purchase a warranty, it comes in one lump sum and you won’t be surprised by any additional charges. Plus, there are no monthly bills that come in addition to your warranty bill!
